Intuit Inc.
[INTU]
NASDAQ
MVPro™ Score: 53/100
Last Earnings: 20 Nov 2025
[INTU]
NASDAQ
MVPro™ Score: 53/100
Last Earnings: 20 Nov 2025
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| Capitalization (mln USD) | 191,062 |
| Revenue (mln USD) | 3,831 |
| EBITDA (mln USD) | 547 |
| Net Income (mln USD) | 381 |
| Net Margin | 9.95% |
| EPS Ratio (TTM, USD) | 13.67 |
| P/E Ratio (TTM) | 49.38 |
| P/S Ratio (TTM) | 11.8 |
| D/E Ratio | 0.88 |
| EV/EBITDA (TTM) | 40.98 |
| CAPEX (Q/Q) | -28.57% |
| Dividend Yield | 0.62% |
Revenue, EBITDA & Net Income
Company Overview
Intuit Inc., established in 1983 in California, has evolved into a leading global provider of financial management and business software. The company’s headquarters are located in Mountain View, California, serving as the centre of its worldwide operations. Over the decades, Intuit has expanded its reach through both organic growth and strategic acquisitions.
The firm’s core products include TurboTax, QuickBooks, Credit Karma, and Mailchimp, which collectively address the needs of individuals, small businesses, and self-employed professionals. Its services cover areas such as tax preparation, accounting, credit monitoring, marketing, and personal finance. Intuit positions itself as a technology-driven organisation, integrating artificial intelligence and cloud-based solutions to improve financial decision-making for its customers.
Intuit is currently led by Sasan Goodarzi, who has been Chief Executive Officer since 2019. The company’s mission is to power prosperity around the world by helping people and businesses manage their finances more effectively. It operates across North America, Europe, and emerging markets, with a growing focus on digital transformation. Furthermore, Intuit places strong emphasis on environmental, social, and governance (ESG) commitments, aiming to promote sustainability, diversity, and financial inclusion in line with stakeholder expectations.
🔴 P/E (Price to Earnings, TTM)
Price-to-earnings (P/E) ratio for the most recent quarter is 57.4, compared to 51.0 in the previous quarter, with a longer-term trend value of 58.4. This increase in the P/E ratio suggests a higher valuation of the company by investors, potentially driven by strong growth expectations, earnings stability, or increased market confidence.
P/E Ratio
Source: MarketVectors.Pro, Intuit Financial Reports (TTM)
P/E Ratio
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🟢 EPS (Earnings Per Share, TTM)
Intuit's earnings per share (EPS) for the most recent quarter is 13.67 USD (+11.2%), compared to 12.30 USD in the previous quarter, with a longer-term trend value of 13.61 USD. This quarterly increase in EPS suggests improved profitability and operational efficiency.
EPS
Source: MarketVectors.Pro, Intuit Financial Reports (TTM, USD)
EPS
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🔴 P/B (Price to Book)
Price-to-book (P/B) ratio for the most recent quarter stands at 11.27 (+28.4%), compared to 8.78 in the previous quarter, with a long-term trend value of 11.61. The rise in the P/B ratio suggests that investors are valuing the company’s assets at a higher multiple, potentially due to improved financial performance, asset appreciation, or heightened market optimism.
P/B Ratio
Source: MarketVectors.Pro, Intuit Financial Reports
P/B Ratio
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🟡 EBIT
EBIT for Intuit in the most recent quarter is 339 million USD, compared to 3,720 million USD in the previous quarter, with a long-term trend value of 2,149 million USD. This decline may indicate increased costs, lower revenue, or market challenges impacting profitability, requiring strategic adjustments.
EBIT
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
EBIT
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🟡 Risk Assessment
This risk assessment highlights the principal risks facing Intuit Inc., considering its position as a global provider of financial management and business software solutions.
Market Risk
Intuit is exposed to fluctuations in demand for its financial software, which may be affected by macroeconomic conditions and consumer spending habits. Increased competition from established technology firms and emerging fintech players poses a threat to its market share. Additionally, shifts in customer preferences towards alternative digital solutions could impact the adoption of Intuit’s products.
Financial Risk
The company’s revenues are heavily dependent on seasonal demand, particularly during tax filing periods, which may lead to earnings volatility. Currency fluctuations present a risk due to Intuit’s growing international operations and cross-border transactions. Furthermore, acquisitions aimed at expanding the business may strain financial resources if integration does not deliver expected synergies.
Operational Risk
As a technology-driven firm, Intuit faces risks from cybersecurity threats, data breaches, and system outages, which could harm customer trust and brand reputation. Dependence on cloud infrastructure providers creates vulnerabilities if service disruptions occur. Rapid technological change also requires continuous innovation and investment, exposing the company to the risk of falling behind competitors.
Regulatory Risk
Intuit operates in highly regulated markets, particularly in relation to tax preparation, financial services, and data privacy. Non-compliance with regulations such as GDPR or U.S. consumer protection laws could result in fines and reputational damage. Growing regulatory focus on digital financial services and data usage increases complexity and compliance costs.
Overall Risk Assessment
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🟢 Piotroski F-Score Analysis
Piotroski F-Score analysis is a robust methodology designed to assess the financial strength and operational efficiency of companies, providing valuable insights for investment decision-making.
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
| Previous TTM | Current TTM | Score | |
| Net Income | 2,963 | 3,869 | 1 |
| ROA | 9.73% | 11.18% | 1 |
| Net Operating Cash Flow | 4,260 | 2,379 | 1 |
| OCF > Net Income | 1,921 | 2,338 | 1 |
| Long-Term Debt | 23,320 | 23,264 | 1 |
| Current Ratio | 1.29 | 1.36 | 1 |
| New Shares Issued (mln) | 284 | 283 | 1 |
| Gross Margin | 78.72% | 79.57% | 1 |
| Total Asset Turnover Ratio | 0.53 | 0.54 | 1 |
| Piotroski F-Score | 9/9 |
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🟢 Altman Z-Score Analysis
Altman Z-Score is a widely recognised financial metric used to evaluate the risk of bankruptcy for companies. It is particularly relevant for assessing the creditworthiness of manufacturing and industrial companies but has also been adapted for other industries.
Source: MarketVectors.Pro, Intuit Financial Reports
| Q2 25 | |||
| Altman Z-Score (TTM) | 12.12 | ||
| 0 | Distress | 1.8 | Grey | 2.99 | Safe | 4 |
Source: MarketVectors.Pro, Intuit Financial Reports
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🔴 Key Assets Components
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
As of last quarter the company reported total assets of 36,958 million USD, representing an increase of 15.0% compared to the previous year the same quarter 32,132 million USD. The largest contributor to this change in current assets was Cash & Short-Term Inv, which grew by 11.7% to 4,552 million USD from 4,074 million USD.
Assets
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
| Q2 24 | Q2 25 | Change (%) | |
| Cash & Short-Term Inv | 4,074 | 4,552 | 11.73% |
| Inventory | 0 | 0 | 0.00% |
| Receivables | 535 | 580 | 8.41% |
| Total Current Assets | 9,678 | 14,107 | 45.76% |
| Property and Equipment | 1,009 | 961 | -4.76% |
| Goodwill, Intangibles | 19,664 | 19,282 | -1.94% |
| Other Long-Term Assets | 541 | 751 | 38.82% |
| Total Assets | 32,132 | 36,958 | 15.02% |
Assets
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🔴 Key Liabilities & Equity
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
Total current liabilities increased by 38.4%, indicating a potential growth in operational activities. This change may affect the company's ability to manage its working capital efficiently. Long-term debt increased by 7.8%, suggesting a rise in long-term obligations. This shift could have implications for the Intuit's financing costs and overall debt strategy.
Liabilities & Equity
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
| Q2 24 | Q2 25 | Change (%) | |
| Accounts Payable | 721 | 792 | 9.85% |
| Accrued Expenses, Other | 84 | 85 | 1.19% |
| Total Current Liabilities | 7,491 | 10,370 | 38.43% |
| Long-term Lease | 529 | 666 | 25.90% |
| Long-term Debt | 5,539 | 5,973 | 7.84% |
| Total Liabilities | 13,696 | 17,248 | 25.93% |
| Shareholders’ Equity | 18,436 | 19,710 | 6.91% |
Liabilities & Equity
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🟡 Income Statement Analysis
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
As of Q2 25, Intuit reported a revenue of 3,831 million USD, marking an increase of 20.3% compared to the previous year to 3,184 million USD. Operating expenses rose to 2,598 million USD, increasing by 18.7% year-on-year from 2,189 million USD.
Revenue & Net Income
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
| Q2 24 | Q2 25 | Change (%) | |
| Revenue | 3,184 | 3,831 | 20.32% |
| Operating Expenses | 2,189 | 2,598 | 18.68% |
| Operating Income | -151 | 339 | -324.50% |
| Net Income | -20 | 381 | -2005.00% |
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Revenue & Net Income
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🔴 Cash Flow Analysis
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
The company’s cash flow performance over the year demonstrates varied trends across key categories. Net operating cash flows decreased by 8.6% from 417 million USD to 381 million USD, reflecting lower cash generation from core business activities. Net investing cash flows decreased by 386.1% from -252 million USD to -1,225 million USD, indicating higher expenditure on investments, potentially related to strategic initiatives.
Operating Cash Flow
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
| Q2 24 | Q2 25 | Change (%) | |
| Net Operating Cash Flows | 417 | 381 | -8.63% |
| Net Investing Cash Flows | -252 | -1,225 | -386.11% |
| Net Financing Cash Flows | 454 | 142 | -68.72% |
| Net Cash Flow, Equivalents | 619 | -702 | -213.41% |
Operating Cash Flow
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🟡 EBITDA
Intuit's EBITDA for the most recent quarter is 547 milion USD (-86.0%), compared to 3,921 milion USD in the previous quarter, with a long-term trend value of 1,829 milion USD. This decline in EBITDA may suggest increased operating costs, lower revenue generation, or other external factors affecting profitability.
EBITDA
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
EBITDA
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🟡 Net Income
Net income for the most recent quarter is 381 milion USD (-86.5%), compared to 2,820 milion USD in the previous quarter, with a long-term trend value of 1,702 milion USD. This decline in net income may indicate increased operational costs, lower revenue generation, or external market challenges affecting profitability.
Net Income
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
Net Income
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🟢 ROE (Return on Equity, %) ★ Buffett's Key Metric
Intuit's return on equity (ROE) for the most recent quarter is 19.6%, compared to 17.2% in the previous quarter, with a long-term trend value of 19.9%. This increase in ROE indicates improved profitability and more efficient use of shareholders' equity to generate earnings.
ROE Indicator
Source: MarketVectors.Pro, Intuit Financial Reports (%)
ROE Indicator
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🟢 ROA (Return on Assets, %)
Return on assets (ROA) for the most recent quarter is 10.5%, compared to 9.5% in the previous quarter, with a long-term trend value of 10.5%. This increase in ROA indicates improved efficiency in utilizing company assets to generate profits. The higher return suggests stronger operational performance and effective resource allocation.
ROA Indicator
Source: MarketVectors.Pro, Intuit Financial Reports (%)
ROA Indicator
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🟡 Operating Margin (%) ★ Buffett's Key Metric
Intuit's operating margin for the most recent quarter is 8.8%, compared to 48.0% in the previous quarter, with a long-term trend value of 52.5%. This decline in operating margin may indicate increased production or operational costs, pricing pressures, or lower revenue retention. A reduction in margin suggests that certain cost components are weighing on profitability, potentially requiring adjustments in expense management.
Operating Margin
Source: MarketVectors.Pro, Intuit Financial Reports (%)
Operating Margin
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🟡 Net Margin (%) ★ Buffett's Key Metric
Net margin for the most recent quarter is 9.9%, compared to 36.4% in the previous quarter, with a long-term trend value of 43.4%. This decline in net margin may indicate rising operational costs, pricing pressures, or changes in revenue mix that are affecting overall profitability. A lower net margin suggests that expenses have grown at a faster rate than revenue, potentially requiring adjustments in cost management or pricing strategy.
Net Margin
Source: MarketVectors.Pro, Intuit Financial Reports (%)
Net Margin
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🔴 Long-Term Debt & EBITDA
The current long-term debt is 5,973 million USD, and EBITDA is 547 million USD. The long-term debt to EBITDA ratio for the most recent quarter is 1092.0%, compared to 150.6% in the previous quarter, with a long-term trend value of 729.6%. This increase in the long-term debt to EBITDA ratio may indicate higher leverage, reduced earnings capacity, or an increase in long-term debt obligations. A rising ratio suggests that Intuit may be taking on additional debt or facing challenges in maintaining EBITDA growth.
Long-Term Debt to EBITDA Ratio
Source: MarketVectors.Pro, Intuit Financial Reports (%)
The ratio now exceeds the 400% threshold, signaling potential financial concerns that may require strategic adjustments to debt management. Investors and analysts will closely monitor future financial performance to determine whether this increase reflects temporary fluctuations or a more significant shift in the company's capital structure.
Long-Term Debt & EBITDA
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
Long-Term Debt to EBITDA Ratio
The ratio now exceeds the 400% threshold, signaling potential financial concerns that may require strategic adjustments to debt management. Investors and analysts will closely monitor future financial performance to determine whether this increase reflects temporary fluctuations or a more significant shift in the company's capital structure.
Long-Term Debt & EBITDA
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🟢 Long-Term Debt & Assets
The current long-term debt is 5,973 million USD, and total assets are 36,958 million USD, resulting in a debt ratio of 16.2%. This increase in the long-term debt-to-assets ratio may indicate a higher dependency on long-term debt or a decrease in total assets, potentially leading to increased financial risk. A rising ratio suggests that Intuit may be taking on additional liabilities or experiencing challenges in maintaining asset growth.
Long-Term Debt to Assets Ratio
Source: MarketVectors.Pro, Intuit Financial Reports (%)
The debt-to-assets ratio remains in the low-risk range <40%, which is a sign of a strong financial position. Investors and analysts will closely monitor future financial performance to determine whether this increase reflects temporary fluctuations or a more significant shift in the company's capital structure.
Long-Term Debt & Assets
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
Long-Term Debt to Assets Ratio
The debt-to-assets ratio remains in the low-risk range <40%, which is a sign of a strong financial position. Investors and analysts will closely monitor future financial performance to determine whether this increase reflects temporary fluctuations or a more significant shift in the company's capital structure.
Long-Term Debt & Assets
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🟢 Long-Term Debt & Equity ★ Buffett's Key Metric
The current long-term debt is 5,973 million USD, while Total Equity stands at 19,710 million USD, resulting in a debt-to-equity ratio of 30.3%. This increase in the long-term debt-to-equity ratio may indicate a greater reliance on leverage, which could increase financial risk. A rising ratio suggests that Intuit may be taking on additional debt obligations or experiencing challenges in equity growth, which could impact long-term financial stability.
Long-Term Debt to Equity Ratio
Source: MarketVectors.Pro, Intuit Financial Reports (%)
The debt-to-equity ratio remains within the optimal range <150%, suggesting a well-balanced capital structure. Investors and analysts will closely monitor upcoming financial reports to determine whether this increase reflects temporary fluctuations or a more significant shift in financial strategy.
Long-Term Debt & Equity
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
Long-Term Debt to Equity Ratio
The debt-to-equity ratio remains within the optimal range <150%, suggesting a well-balanced capital structure. Investors and analysts will closely monitor upcoming financial reports to determine whether this increase reflects temporary fluctuations or a more significant shift in financial strategy.
Long-Term Debt & Equity
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🟢 Equity to Assets
The current equity is 19,710 million USD, while total assets stand at 36,958 million USD, resulting in an equity-to-assets ratio of 53.3%. This decline in the equity-to-assets ratio may signal increased financial leverage or a reduction in equity levels. A falling ratio suggests that Intuit may be increasing its reliance on debt financing or facing equity dilution, which could affect long-term financial resilience.
Equity to Assets Ratio
Source: MarketVectors.Pro, Intuit Financial Reports (%)
The equity-to-assets ratio remains in the healthy above the 40%, demonstrating a well-balanced financial structure. Investors and analysts will closely monitor future capital allocation strategies to determine whether this decrease is a short-term fluctuation or a longer-term structural change.
Equity & Assets
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
Equity to Assets Ratio
The equity-to-assets ratio remains in the healthy above the 40%, demonstrating a well-balanced financial structure. Investors and analysts will closely monitor future capital allocation strategies to determine whether this decrease is a short-term fluctuation or a longer-term structural change.
Equity & Assets
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🟢 Quick Ratio
The quick ratio for Intuit is 1.36, compared to 1.45 in the previous quarter, with a long-term trend value of 1.32. This decline in the quick ratio may indicate lower liquidity, reduced cash reserves, or an increase in short-term liabilities. Although the ratio has declined, it remains above 1.0, which still reflects strong liquidity; however, the downward trend should be monitored.
Quick Ratio
Source: MarketVectors.Pro, Intuit Financial Reports
Quick Ratio
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🟢 Current Ratio
The current ratio for Intuit is 1.36, compared to 1.45 in the previous quarter, with a long-term trend value of 1.32. This decline in the current ratio may indicate a higher reliance on short-term liabilities, reduced cash flow, or increased working capital constraints. Despite the decrease, the ratio remains within the 1.0–2.0 range, which is still considered healthy, though further monitoring of working capital efficiency is advisable.
Current Ratio
Source: MarketVectors.Pro, Intuit Financial Reports
Current Ratio
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🟡 Net Working Capital
The net working capital (NWC) for Intuit in the most recent quarter is 3,737 million USD, compared to 4,311 million USD in the previous quarter, with a long-term trend value of 3,240 million USD.
Net Working Capital
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
Net Working Capital
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🟢 Inventory Turnover Ratio
The inventory turnover ratio for Intuit is not available, as the company does not report inventory in its financial statements. This may indicate that Intuit operates in a service-based or software-driven industry, where inventory is not a significant component of operations.
Inventory Turnover Ratio
Source: MarketVectors.Pro, Intuit Financial Reports
Inventory Turnover Ratio
🔴 Asset Turnover Ratio
The assets turnover ratio for Intuit in the most recent quarter is 0.51, compared to 0.50 in the previous quarter. This increase in the assets turnover ratio indicates that Intuit is utilizing its assets more efficiently to generate revenue. A rising ratio often reflects improved sales performance, better assets utilization, or operational efficiency. The ratio has fallen below the 1.0, suggesting that Intuit may have a high level of assets relative to revenue generation. This could indicate underutilized resources or the need for improved asset efficiency.
Assets Turnover Ratio
Source: MarketVectors.Pro, Intuit Financial Reports
Assets Turnover Ratio
🔴 Book Value / Share
The book value per share (BVPS) is a key valuation metric that represents the equity value per outstanding share. Calculated by dividing total book value by the number of shares, it helps assess whether a stock trades above or below its book value.
Source: MarketVectors.Pro, Intuit Financial Reports (USD)
Book Value per Share Valuation
Source: MarketVectors.Pro, Intuit Financial Reports (USD, generated on 21 August 2025)
| Q2 24 | Q2 25 | Change (%) | |
| Book Value / Share | 64.92 | 69.65 | 7.29 % |
Book Value per Share Valuation
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🔴 Graham Method
The intrinsic value of Intuit’s stock is calculated using Benjamin Graham’s formula, which takes into account the current earnings per share (EPS) and an assumed growth rate (g), providing a simplified yet insightful perspective on a company’s value.
Benjamin Graham Valuation
Source: MarketVectors.Pro, Intuit Financial Reports (USD, generated on 21 August 2025)
Benjamin Graham Valuation
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🔴 Discounted Cash Flow ★ Buffett's Key Metric
The discounted cash flow (DCF) method is used to estimate Intuit’s intrinsic value by projecting future cash flows and discounting them to their present value. This approach considers the company’s potential to generate cash flows in the future, taking into account the time value of money and associated risks.
The terminal value represents the value of Intuit’s cash flows beyond the five-year forecast horizon. It is calculated using the Gordon Growth Model, assuming a perpetual growth rate of 4.0% and WACC of 9.8%. The calculated terminal value is 197,861 million USD.
Total Intrinsic Value Calculations
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
Assuming 283 million shares outstanding, the intrinsic value per share is approximately 547.38 USD. The current market price of Intuit’s stock is 675.13 USD. Discounted cash flow valuation indicates that the stock is 23.3% overvalued, trading above its intrinsic value.
Discounted Cash Flow Valuation
Source: MarketVectors.Pro, Intuit Financial Reports (USD, generated on 21 August 2025)
| Value | |
| Present Value of FCFs | 31,099 |
| Present Value of Terminal Value | 123,810 |
| Total Intrinsic Value | 154,909 |
Discounted Cash Flow Valuation
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🟡 Assets Correlation
The Pearson correlation analysis for Intuit examines the relationship between share price and key financial indicators. Gross profit has a correlation of 0.67, which suggests a moderate correlation, showing that while profitability influences stock price, other factors also play a role. Operating income is correlated at 0.28, suggesting a weak relationship with share price fluctuations.
Source: MarketVectors.Pro, Intuit Financial Reports
Current liabilities are correlated at 0.82, implying that short-term obligations are closely monitored by investors, influencing stock valuation. Total assets have a correlation of 0.92, confirming a strong relationship between asset growth and market performance.
Key Financial Indicators Growth Dynamics
Source: MarketVectors.Pro, Intuit Financial Reports, Index=100 on Q4 10
| Pearson Correlation | |
| Share Price | 1 |
| Gross Profit | 0.67 |
| Operating Income | 0.28 |
| Current Liabilities | 0.82 |
| Total Assets | 0.92 |
Key Financial Indicators Growth Dynamics
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🟡 FCF Margin Scenarios
• Optimistic Scenario: 42%, driven by operational efficiencies and cost optimisation.
• Base Case: 32% of revenue, consistent with historical trends.
• Pessimistic Scenario: 23%, reflecting higher operating and labour costs. Impact of Changes in FCF Margin
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
An approximately 10-percentage-point increase in the FCF margin to 42%, results in an additional 1,826 milion USD in FCF, highlighting the critical role of operational efficiency. Conversely, a decrease to 23% reduces FCF by 1,752 milion USD, illustrating the significant impact of profitability on cash flow generation.
Projected FCF Margin Scenarios Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
• Base Case: 32% of revenue, consistent with historical trends.
• Pessimistic Scenario: 23%, reflecting higher operating and labour costs. Impact of Changes in FCF Margin
| FCF Margin (%) | Revenue TTM | FCF TTM | Difference | |
| Optimistic | 42% | 18,831 | 7,909 | 1,826 |
| Base Case | 32% | 18,831 | 6,083 | – |
| Pessimistic | 23% | 18,831 | 4,331 | -1,752 |
Projected FCF Margin Scenarios Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
🟡 Operating Costs Scenarios
• Optimistic Scenario: 72%, reflecting enhanced efficiency and lower costs.
• Base Case: 74% of revenue, aligned with historical trends and cost structures.
• Pessimistic Scenario: 76%, driven by rising wages and increased energy costs. Impact of Changes in FCF Margin
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
Reducing operational costs to 72% of revenue leads to a 350 milion USD increase in operating profit, emphasising the significance of cost control in enhancing margins. Increasing costs to 76% of revenue results in a 404 milion USD decline in operating profit, highlighting the sensitivity of profitability to rising expenses.
Projected Operating Costs Scenarios Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
• Base Case: 74% of revenue, aligned with historical trends and cost structures.
• Pessimistic Scenario: 76%, driven by rising wages and increased energy costs. Impact of Changes in FCF Margin
| Operating Costs (%) | Revenue TTM | Operating Profit | Difference | |
| Optimistic | 72% | 18,831 | 5,273 | 350 |
| Base Case | 74% | 18,831 | 4,923 | – |
| Pessimistic | 76% | 18,831 | 4,519 | -404 |
Projected Operating Costs Scenarios Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
🟡 Revenue Growth Scenarios
Optimistic Scenario: Projected to grow by 24% annually, driven by:
• Robust macroeconomic conditions.
• Strong industry growth with minimal disruptions.
• Favorable regulatory and competitive environment. Base Case: Projected to grow by 20% annually, driven by: • Stable macroeconomic conditions.
• Balanced market growth with manageable risks.
• Limited external disruptions from regulation or supply chains. Pessimistic Scenario: Projected to grow by 16% annually, driven by: • Global economic uncertainty and potential downturn.
• Increased competition and rising operational costs.
• Regulatory and supply chain challenges impacting business operations.
Source: MarketVectors.Pro, Intuit Financial Reports (million USD, TTM)
The projected revenue for the next twelve months varies depending on the scenario. Under the optimistic scenario, revenue is expected to increase by 24% to 23,271 million USD, reflecting strong market growth and operational efficiency. In the base case scenario, revenue is forecasted to grow by 20% to 22,531 million USD, assuming stable economic conditions and consistent business expansion. However, under the pessimistic scenario, revenue is projected to increase by 16% to 21,791 million USD, reflecting potential economic slowdowns or adverse market conditions.
Projected Revenues Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
The variation between projected scenarios highlights the Intuit's ability to perform across a range of market conditions. The growth even in the pessimistic case reflects a degree of resilience and suggests a strong underlying business model. This outlook supports confidence in management’s ability to navigate uncertainty while sustaining forward momentum. Scenario analysis enhances strategic visibility, helping stakeholders understand the potential bandwidth of future results.
• Strong industry growth with minimal disruptions.
• Favorable regulatory and competitive environment. Base Case: Projected to grow by 20% annually, driven by: • Stable macroeconomic conditions.
• Balanced market growth with manageable risks.
• Limited external disruptions from regulation or supply chains. Pessimistic Scenario: Projected to grow by 16% annually, driven by: • Global economic uncertainty and potential downturn.
• Increased competition and rising operational costs.
• Regulatory and supply chain challenges impacting business operations.
| Revenue | Net Income | Revenue (Next) | Net Income (Next) | |
| Optimistic | 18,831 | 3,869 | 23,271 | 4,781 |
| Base Case | 18,831 | 3,869 | 22,531 | 4,629 |
| Pessimistic | 18,831 | 3,869 | 21,791 | 4,477 |
Projected Revenues Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
The variation between projected scenarios highlights the Intuit's ability to perform across a range of market conditions. The growth even in the pessimistic case reflects a degree of resilience and suggests a strong underlying business model. This outlook supports confidence in management’s ability to navigate uncertainty while sustaining forward momentum. Scenario analysis enhances strategic visibility, helping stakeholders understand the potential bandwidth of future results.
🟡 Net Income Growth Scenarios
The projected net income for the next twelve months varies depending on the scenario. Under the optimistic scenario, net income is expected to increase by 24% to 4,781 million USD, reflecting improved profitability and strong financial performance. In the base case scenario, net income is forecasted to grow by 20% to 4,629 million USD, assuming stable market conditions and effective cost management. However, under the pessimistic scenario, net income is projected to increase by 16% to 4,477 million USD, reflecting potential challenges such as higher operational costs or slowing revenue growth.
Projected Net Income Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
The projected resilience in net income across all scenarios suggests a stable underlying profitability profile. Even under adverse assumptions, the Intuit is expected to maintain earnings growth, indicating effective cost controls and strong core operations. This consistency can help support valuation multiples and reduce perceived investment risk. Scenario modeling enhances transparency and strengthens the credibility of financial forecasting in the eyes of stakeholders.
Projected Net Income Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
The projected resilience in net income across all scenarios suggests a stable underlying profitability profile. Even under adverse assumptions, the Intuit is expected to maintain earnings growth, indicating effective cost controls and strong core operations. This consistency can help support valuation multiples and reduce perceived investment risk. Scenario modeling enhances transparency and strengthens the credibility of financial forecasting in the eyes of stakeholders.
🟡 Financial Performance Overview
Intuit demonstrated stronger financial performance in the most recent period, reflecting strong revenue growth, operational efficiency, and profitability improvements revenue increased by 20.3% year-over-year, reaching 3,831 million USD, supported by strong sales performance across all key markets. At the same time, EBITDA grew by 859.6% year-over-year, totaling 547 million USD, reflecting increased operational costs and margin pressures.
Revenue & Net Income
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
Notably, net income surged by 2005.0% year-over-year, reaching 381 million USD, negatively impacting Intuit's net margin, which expanded to 9.9%. This growth reflects effective expense control and revenue expansion, strengthening the company’s bottom-line performance.
Revenue & Net Income
Notably, net income surged by 2005.0% year-over-year, reaching 381 million USD, negatively impacting Intuit's net margin, which expanded to 9.9%. This growth reflects effective expense control and revenue expansion, strengthening the company’s bottom-line performance.
Key Performance Indicators (KPIs)
Source: MarketVectors.Pro, Intuit Financial Reports (YoY)
Valuation & Market Position
Intuit’s valuation metrics indicate a weakened financial standing. The EV to EBITDA (TTM) ratio currently stands at 40.98, increasing from 35.67, reflecting improved operating earnings (EBITDA), suggesting stronger fundamentals. This suggests a high enterprise valuation relative to earnings.
EV to EBITDA Ratio
Source: MarketVectors.Pro, Intuit Financial Reports (TTM)
The EV to EBITDA trendline illustrates Intuit’s valuation trajectory, with an increasing enterprise value supported by improving earnings, suggesting healthy investor confidence.
Source: MarketVectors.Pro, Intuit Financial Reports (TTM)
Meanwhile, the P/E (Price to Earnings) ratio has declined to 57.4, down from 58.9 a year ago, potentially signaling a more balanced market outlook on Intuit’s earnings potential. The P/S (Price to Sales) ratio has risen to 11.80, compared to 10.36 a year ago, reinforcing Intuit’s higher market capitalization relative to revenue.
| Change (%) | |
| Revenue Growth | 20.3% |
| EBITDA Growth | 859.6% |
| Net Income Growth | 2005.0% |
| Net Margin | 10.0% |
| EPS | 31.0% |
EV to EBITDA Ratio
The EV to EBITDA trendline illustrates Intuit’s valuation trajectory, with an increasing enterprise value supported by improving earnings, suggesting healthy investor confidence.
| Ratio (TTM) | |
| EV/EBITDA | 40.98 |
| P/E Ratio | 49.38 |
| P/S Ratio | 11.8 |
Cash Flow & Liquidity ★ Buffett's Key Metric
Intuit is experiencing a weakened cash flow position, reflecting potential liquidity challenges. The decline in cash flow may indicate increased operational costs or reduced cash inflows, requiring closer financial monitoring and strategic adjustments.
• Free Cash Flow (FCF) – totaled 356 million USD, indicating a decline in available cash resources, requiring enhanced financial oversight.
• Net Operating Cash Flow – declined by 44.2% year-over-year, reaching 2,379 million USD, suggesting weaker cash inflows from operating activities.
• Long-term debt – decreased by 0.2%, which may lead to higher financial leverage and increased interest obligations.
Intuit’s ability to generate declining cash flow while reducing debt reinforces its financial flexibility, though ongoing financial management is essential to sustain long-term growth and strategic investments.
Free Cash Flow
Source: MarketVectors.Pro, Intuit Financial Reports (million USD)
Intuit's financial performance in the most recent quarter shows that EBITDA reached 547 million USD, indicating a potential slowdown in operational profitability. The company's return on equity (ROE) is 19.6%, suggesting enhanced capital utilization and stronger profitability. The long-term debt-to-equity ratio stands at 30.3%, which may reflect rising leverage and a shift toward debt-based financing. The quick ratio is 1.36, highlighting tightened liquidity conditions and the need for cautious cash management. The EV/EBITDA ratio is currently 40.98x, suggesting that the stock may be trading at a premium, potentially pricing in high growth expectations. Overall, Intuit’s financial health remains under pressure, with some revenue challenges, cost efficiency improvements, and strong liquidity. Meanwhile, the P/E ratio is increasing, while Intuit’s long-term prospects remain uncertain.
Free Cash Flow
Intuit's financial performance in the most recent quarter shows that EBITDA reached 547 million USD, indicating a potential slowdown in operational profitability. The company's return on equity (ROE) is 19.6%, suggesting enhanced capital utilization and stronger profitability. The long-term debt-to-equity ratio stands at 30.3%, which may reflect rising leverage and a shift toward debt-based financing. The quick ratio is 1.36, highlighting tightened liquidity conditions and the need for cautious cash management. The EV/EBITDA ratio is currently 40.98x, suggesting that the stock may be trading at a premium, potentially pricing in high growth expectations. Overall, Intuit’s financial health remains under pressure, with some revenue challenges, cost efficiency improvements, and strong liquidity. Meanwhile, the P/E ratio is increasing, while Intuit’s long-term prospects remain uncertain.
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