Terms of Sale

1. General Provisions

1.1 The owner and administrator of the website is MarketVectors.Pro, hereinafter referred to as “MarketVectors.Pro”.

1.2 Before using the services provided by the website, users are required to familiarise themselves with these Terms and Conditions. Commencing the use of the services constitutes acceptance of the Terms and Conditions.

1.3 Through the website, users may purchase corporate financial reports as well as training and coaching services. All financial reporting, training, and coaching services provided through the website are subject to these Terms and Conditions, with the exception of promotions, loyalty programmes, and other initiatives described in point 11, which, if organised, shall be governed by separate terms and conditions.

1.4 Users agree to comply with all applicable laws and the provisions of these Terms and Conditions from the moment they begin using the website. It is prohibited to submit any unlawful, offensive, or personally infringing content while using the website.

2. Rules

2.1 Users of corporate financial reports and participants in all training sessions and coaching programmes organised or co-organised by MarketVectors.Pro declare that they will not record, reproduce, store, or distribute such materials in any form. All corporate financial reports and training materials are the intellectual property of their creators, protected by copyright law, and are made available to participants for private use only. Training materials must not be sold, resold, or publicly shared with individuals who are not participating in the relevant training or coaching sessions. MarketVectors.Pro reserves the exclusive right to produce, reproduce, and edit corporate financial reports, videos, audio recordings, photographs, publications, and any other materials related to its services, training sessions, or coaching programmes, to the exclusion of any other entities.

2.2 Users of corporate financial reports and participants in all training sessions and coaching programmes organised or co-organised by MarketVectors.Pro declare that they consent to the recording of their image or voice, in particular through video and photography, as well as the subsequent publication of photos, audio/video recordings from the training or coaching sessions, and to the use of their name, image, and voice. They declare that they will not raise any claims in this regard. This provision does not apply to consumers.

2.3 MarketVectors.Pro will use photographs, audio/video recordings, and other materials containing participants’ names, images, likenesses, or voices solely for promotional, marketing, branding purposes, or for the preparation of training sessions and coaching programmes.

2.4 By accessing corporate financial reports and participating in training sessions or coaching, the User or Participant will gain certain knowledge covering methodologies relevant to the area of life addressed in the training. This information will also be included in educational materials provided to Participants (publications, educational products, etc.). MarketVectors.Pro does not guarantee that Users or Participants will achieve their intended outcomes related to the subject of the training or coaching. Each Participant is solely responsible for how they apply the methodologies presented, particularly in cases of using them contrary to the trainer’s instructions.

2.5 Users of corporate financial reports and individuals participating in training or coaching declare that they will not make any claims regarding the reports, training, coaching, or materials derived therefrom. This provision does not apply to consumers.

2.6 MarketVectors.Pro shall bear no responsibility for any unauthorised use or misuse of its logo, company name, publication content, educational products, or data related to its staff and trainers by third parties for their own purposes.

2.7 Promotions organised by MarketVectors.Pro, including loyalty discounts, package deals, and other offers, may not be combined.

2.8 Users of corporate financial reports and participants in MarketVectors.Pro training and coaching sessions acknowledge that these services are purely educational in nature.

2.9 Users of corporate financial reports and individuals who choose to participate in MarketVectors.Pro training or coaching do so at their own risk.

2.10 Users of corporate financial reports and participants aged between 13 and 18 may only take part in training or coaching sessions organised by MarketVectors.Pro with written consent from their parents or guardians.

2.11 MarketVectors.Pro reserves the right to modify the scope or amount of content available within free access plans (“Free Plan” or complimentary “Comprehensive Plan”) with a 14-day prior notice. These changes may affect the availability of financial reports, tools, or features provided at no charge.

3. Conclusion and Termination of Agreement, Refunds

3.1 An agreement for the provision of services by MarketVectors.Pro may be concluded by purchasing the service directly via the website. It is also possible to register for training or coaching either in person at the MarketVectors.Pro office or through a registration form; in the latter case, confirmation of receipt of the registration and the terms of service provision by the service is required, along with payment within the specified deadline. The agreement is concluded under the condition subsequent of payment, meaning that if payment is not made, the agreement shall be terminated. If the service offers a reduced price for corporate financial reports or training on the condition of payment by a specific date, eligibility for the reduced price is dependent on the user completing the payment for the report and/or training before the prepayment deadline set by MarketVectors.Pro.

3.2 Payment for MarketVectors.Pro services may be made via:

• (a) online credit or debit card,
• (b) bank transfer,
• (c) online transfer.

3.3 If corporate financial reports or training sessions are unavailable due to the fault of MarketVectors.Pro, reimbursement of the amount paid to MarketVectors.Pro will be handled in accordance with point 20 of these Terms and Conditions.

3.4 MarketVectors.Pro and its authorised representatives may ask a user of corporate financial reports or a training/coaching participant to leave a session (with a refund reduced by the value of the portion of the training already attended; this amount will be calculated proportionally based on the planned duration of the training and the time the participant attended) in the event of repeatedly inappropriate behaviour. This includes, in particular, being under the influence of alcohol or drugs, using language generally considered offensive towards the trainer or other participants, disrupting the trainer’s presentation or others speaking during the session, and in consequence, interfering with the training process and negatively affecting the experience of the group.

If, after entering into the agreement and making payment, the participant becomes unable to attend the training or coaching session, the paid amount may be used for the same training held at a later date or transferred to another training or coaching session organised by MarketVectors.Pro. Refunds are not available except in cases stipulated by law.

3.5 MarketVectors.Pro reserves the right not to deliver corporate financial reports or to cancel training or coaching sessions due to circumstances beyond its control. These may include illness or unforeseen incidents affecting the trainer, resignation of the trainer at a time that makes replacement impossible, loss of access to the venue where the training was to take place, or random events preventing use of the venue (in particular fire, flooding, power outage, or other service disruptions). In such cases, participants who have made payments may choose to:

• (a) attend the same training at a different time,
• (b) apply the payment to another training session offered by the company,
• (c) use the funds to purchase video products on the MarketVectors.Pro platform, or
• (d) request a refund of the paid amount.

Customers purchasing services from MarketVectors.Pro consent to receiving invoices or VAT invoices and invoice corrections electronically. Therefore, individuals requesting a invoices or VAT invoice must provide MarketVectors.Pro with an email address for the delivery of the invoice or its correction. This provision does not apply to consumers.

3.6 Refunds of amounts paid to MarketVectors.Pro shall be issued upon receipt by MarketVectors.Pro of a signed correction invoice (if the sale was documented by a invoice or VAT invoice) from the individual requesting the refund. This provision does not apply to consumers.

3.7 Users may change their subscription plan at any time. When upgrading to a higher-tier plan, the value of the current active subscription will be automatically deducted from the price of the new plan. The user will be charged only the difference between the two plans.

3.8 MarketVectors.Pro offers a 14-day money-back guarantee, starting from the initial purchase of a new subscription. This guarantee allows users to request a full refund within the first 14 days of their first-time purchase.

Please note:

• This guarantee does not apply to plan upgrades. If you upgrade from a lower-tier plan to a higher-tier plan (e.g., from Comprehensive to Premium), you are not eligible for a refund on the original or upgraded plan.
• Refunds are not issued for renewals, upgrades, or multiple purchases within the same billing cycle.
• After the 14-day period from your initial subscription, no refunds will be granted, regardless of usage or account activity.

3.9 By purchasing and downloading digital content (such as financial analysis reports) from MarketVectors.Pro, the customer explicitly consents to the immediate delivery of that content. In doing so, the customer acknowledges and agrees that they waive their right to withdraw from the purchase or request a refund once the digital product has been delivered or made accessible. This waiver is in accordance with: Article 16(m) of EU Directive 2011/83/EU, UK Consumer Contracts Regulations 2013 (Part 3, Regulation 37), relevant U.S. federal and state consumer protection laws, and similar consumer laws in jurisdictions such as Canada and Australia, which permit withdrawal rights to be excluded for non-refundable digital goods that are delivered immediately and with consumer consent. Once the download or access link has been made available, the sale is considered final, and no cancellations or refunds will be issued.

Please also note:

If the customer provides this digital delivery consent while on a free trial, they acknowledge and accept that their subscription cannot be canceled during the trial period. Cancellation will only be possible after the first payment has been successfully charged at the end of the trial.

4. Complaints Procedure

4.1 If a User believes that the service has not been provided in accordance with the agreement, or has other objections regarding its execution, they have the right to submit a complaint.

4.2 Complaints should be submitted here contact us within 14 days from the date the service was provided, or the date it was due to be provided under the agreement.

4.3 A complaint should include the client’s details: full name, details of the training the agreement refers to, and a description of the objections concerning the service delivery.

4.4 Complaints will be reviewed within 30 days of receipt. A reply to the complaint will be sent to the User by email within this period.

4.5 If the User disagrees with the outcome of the complaint, they have the right to take legal action in a court of law.

4.6 Provisions from points 4.1–4.5 do not apply to consumers.

5. Technical Requirements for Using the Website

5.1 To use the website properly and fully, Users should have:

• (a) a device with Internet access;
• (b) a web browser that supports cookies.

5.2 Use of the services requires a correctly configured web browser such as Chrome version 25 or later, Mozilla Firefox version 24 or later, Microsoft Internet Explorer version 7 or later, or any other browser that properly displays and supports the order form.

5.3 To purchase a service electronically, the User must have access to an email account.

5.4 If the User’s device does not meet the technical requirements specified above, the website or its components may not function correctly.

6. Final Provisions

6.1 In matters not regulated by these Terms and Conditions, the applicable provisions of UK law shall apply.

6.2 The competent court for resolving disputes arising from agreements concluded under these Terms and Conditions shall be the court with material jurisdiction. This provision does not apply to consumers.

6.3 These Terms and Conditions form an integral part of any agreements concluded via the website.

6.4 Users of the website are bound by the version of the Terms and Conditions published on the www.marketvectors.pro website. This provision does not apply to consumers.

7. Exclusions and Rights of Consumers

7.1 In accordance with the provisions of the Act on the Protection of Certain Consumer Rights and on Liability for Damage Caused by a Dangerous Product, a User who is a consumer has the right to withdraw from the agreement within 14 days of its conclusion. To meet the deadline, it is sufficient to send the withdrawal notice before the 14-day period expires. The withdrawal statement must be made in writing and sent here contact us

The right to withdraw from the agreement does not apply if the User, before the expiry of the 14-day withdrawal period, has given consent for MarketVectors.Pro to begin the provision of services.

7.2 Consumers may submit complaints here contact us, within 14 days from the date the service was provided, or the date it was supposed to be provided under the agreement. The complaint should include identification details of the client (ID number, first and last name, email address – in order for MarketVectors.Pro to identify the complainant) and a description of the objections regarding the performance of the service. Complaints will be reviewed within 14 days of receipt, and the User will receive a response within that period.

7.3 Any disputes arising from agreements concluded under these Terms and Conditions with a User who is a Consumer shall be resolved by the competent court with material and local jurisdiction, in accordance with civil procedure regulations.

7.4 Consumers are bound by the version of the Terms and Conditions in force at the time of purchasing the specific service.

These Terms and Conditions are effective as of 1 June 2025.