UnitedHealth Group Inc.
[UNH]
NYSE
MVPro™ Score: 56/100
Last Earnings: 28 Oct 2025
Powered by AI

🟡 Financial Highlights
Capitalization (mln USD)313,022
Revenue (mln USD)111,616
EBITDA (mln USD)6,234
Net Income (mln USD)3,406
Net Margin3.05%
EPS Ratio (TTM, USD)23.4
P/E Ratio (TTM)14.7
P/S Ratio (TTM)0.6
D/E Ratio2.07
EV/EBITDA (TTM)12.3
CAPEX (Q/Q)-1.34%
Dividend Yield2.60%
Source: MarketVectors.Pro, UnitedHealth Group Financial Reports (generated on 29 July 2025) UnitedHealth Group's revenue increased by 12.9% year-over-year, reaching 111,616 million USD, driven by strong sales growth across all regions. EBITDA declined by 29.9%, reflecting higher operational costs and lower efficiency. Net income decreased by 19.2%, supported by weaker revenue and increased expenses. Net Margin declined from 4.3% to 3.1% year-over-year, reflecting weakened profitability. Financial performance highlights an earnings per share (EPS) of 23.40 USD, marking an improvement over last year's 15.20 USD. The price-to-earnings (P/E) ratio is 11.9, signaling improved valuation metrics year-over-year from 37.4. The price-to-sales (P/S) ratio stands at 0.60, falling below last year's level of 1.36.

Revenue, EBITDA & Net Income
Loading...
Source: MarketVectors.Pro, UnitedHealth Group Financial Reports (million USD)
Company Overview UnitedHealth Group, founded in 1977, has grown into one of the world’s largest healthcare and insurance providers. The company’s origins lie in providing managed healthcare services in the United States, but it has expanded its scope through acquisitions and strategic diversification. Headquartered in Minnetonka, Minnesota, UnitedHealth Group serves millions of individuals, employers, and government entities worldwide. Its operations are organised into two main business segments: UnitedHealthcare, which offers health benefit plans and services, and Optum, which provides data-driven healthcare solutions, pharmacy care services, and medical care delivery. Products and services range from individual and employer-sponsored health plans to technology-enabled health management tools. The current Chief Executive Officer, Andrew Witty, has led the company since 2021, focusing on innovation, efficiency, and improved patient outcomes. The company’s mission is to help people live healthier lives and make the health system work better for everyone. It places significant emphasis on Environmental, Social, and Governance (ESG) principles, investing in community health programmes, expanding access to care, and reducing its environmental footprint. UnitedHealth Group supports value-based care initiatives and applies sustainability considerations in its operational and investment decisions.
🟢 P/E (Price to Earnings, TTM) Price-to-earnings (P/E) ratio for the most recent quarter is 11.9, compared to 19.9 in the previous quarter, with a longer-term trend value of 11.9. This decline in the P/E ratio may indicate a shift in market sentiment, where investors are placing a lower premium on future earnings growth. A falling P/E ratio could be driven by slowing revenue growth, increased risk perception, or improved earnings performance that is outpacing stock price growth.

P/E Ratio
Loading...
Source: MarketVectors.Pro, UnitedHealth Group Financial Reports (TTM)
📌  The full analysis and strategic conclusions for this section are exclusively available in our PDF reports.
Download now with your Full Premium Plan.
🟡 EPS (Earnings Per Share, TTM) UnitedHealth Group's earnings per share (EPS) for the most recent quarter is 23.40 USD (-2.8%), compared to 24.08 USD in the previous quarter, with a longer-term trend value of 24.43 USD. This quarterly decline in EPS may indicate increased operational costs, lower revenue growth, or market pressures.

EPS
Loading...
Source: MarketVectors.Pro, UnitedHealth Group Financial Reports (TTM, USD)
📌  The full analysis and strategic conclusions for this section are exclusively available in our PDF reports.
Download now with your Full Premium Plan.


Unlock the Power of Financial Intelligence

Built for everyday investors, professionals and everyone in between.

Start for Free – No Credit Card Needed


Best for informed investors seeking deeper insights

Built for professionals and power users who want it all

Register for FREE Now


Unlock full access to view the complete Risk Assessment Analysis

🔓 Unlock Comprehensive Now


Unlock full access to view the complete Profitability Analysis

🔓 Unlock Comprehensive Now


Bankruptcy Analysis

🔓 Unlock Comprehensive Now


Key Assets (Charts & Analysis included)

🔓 Unlock Comprehensive Now


Liabilities & Equity (Charts & Analysis included)

🔓 Unlock Comprehensive Now


Income Statement (Charts & Analysis included)

🔓 Unlock Comprehensive Now


Cash Flow Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


EBITDA Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Net Income Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


ROE Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


ROA Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Operating Margin Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Net Margin Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Long-Term Debt to EBITDA Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Long-Term Debt to Assets Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Long-Term Debt & Equity Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Equity to Assets Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Quick Ratio Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Current Ratio Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Net Working Capital Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Inventory Turnover Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Assets Turnover Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Book Value per Share Valuation Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Benjamin Graham Valuation Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


DCF Valuation Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Key Financial Indicators Correlation Analysis (Charts & Insights)

🔓 Unlock Comprehensive Now


Projected FCF Margin Scenarios Analysis (Charts & Insights)

🔓 Unlock Premium Now


Projected Operating Costs Scenarios Analysis (Charts & Insights)

🔓 Unlock Premium Now


Revenue Scenarios Analysis (Charts & Insights)

🔓 Unlock Premium Now


Net Income Scenarios Analysis (Charts & Insights)

🔓 Unlock Premium Now


Financial Performance Analysis (Charts & Insights)

🔓 Unlock Premium Now


Key Performance Indicators Analysis (Charts & Insights)

🔓 Unlock Premium Now


Cash Flow Liquidity Analysis (Charts & Insights)

🔓 Unlock Premium Now
Disclaimer This report is provided for informational purposes only and does not constitute financial, investment, legal, tax, or professional advice. The information, analyses, forecasts, and opinions contained herein are based on sources believed to be reliable as of the publication date. However, MarketVectors.Pro, its affiliates, officers, directors, employees, and agents make no warranties or representations, express or implied, regarding the accuracy, completeness, reliability, or suitability of this information for any particular purpose. The data, assumptions, and projections provided are subject to change without notice. No Investment or Legal Advice This report does not constitute an offer, recommendation, or solicitation to buy, sell, or hold any financial instrument, security, commodity, or investment. Any investment decisions made by the recipient are made entirely at their own discretion and risk. MarketVectors.Pro and its affiliates expressly disclaim any and all liability for investment losses, financial damages, or any other consequences arising from reliance on this report, whether such losses result from errors, omissions, misinterpretations, or unforeseen market conditions. The recipient acknowledges and agrees that MarketVectors.Pro shall not be held liable under any legal theory, including but not limited to negligence, breach of fiduciary duty, or misrepresentation, for any direct, indirect, incidental, consequential, or punitive losses incurred. Furthermore, past performance is not indicative of future results, and no assurance or warranty is given regarding the accuracy, completeness, or reliability of the information contained herein. The recipient is strongly encouraged to seek independent professional advice before making any financial decisions. This report may contain inaccuracies, errors, or omissions. MarketVectors.Pro and its affiliates expressly disclaim any responsibility for such inaccuracies and make no warranties, express or implied, regarding the correctness or completeness of the information provided. The recipient agrees not to hold MarketVectors.Pro liable for any such inaccuracies or their consequences. Forward-Looking Statements and Risk Disclosures This report may contain forward-looking statements based on assumptions, estimates, and expectations that are inherently subject to known and unknown risks and uncertainties. Actual results may differ materially from those projected due to factors beyond the control of MarketVectors.Pro, including but not limited to market fluctuations, geopolitical events, regulatory changes, and macroeconomic conditions. No assurances or guarantees can be made that any projections, expected returns, or forecasts will be realized. Past performance is not indicative of future results. The recipient acknowledges that all forward-looking statements are inherently uncertain and that actual results may differ significantly from projections. MarketVectors.Pro does not guarantee any level of performance or return on investment. Jurisdictional and Regulatory Considerations This document is intended for recipients in jurisdictions where its distribution and access are legally permitted. It may not comply with regulatory standards in all jurisdictions and should not be used or relied upon in any jurisdiction where such distribution would violate local laws or regulations. Recipients are responsible for ensuring compliance with applicable local laws before engaging in any financial activities based on this report. Confidentiality and Restriction on Distribution This report is confidential and solely intended for the designated recipient. It may not be copied, reproduced, distributed, or shared without the prior written consent of MarketVectors.Pro. Unauthorized use or distribution of this document may be subject to legal action under applicable intellectual property and confidentiality laws. Limitation of Liability To the fullest extent permitted by law, MarketVectors.Pro, its affiliates, officers, directors, employees, and representatives expressly disclaim any and all liability for any damages or losses, whether direct, indirect, incidental, consequential, punitive, or otherwise, arising from the use or reliance on this report. By accessing or using this report, the recipient acknowledges and agrees to the above terms and waives any claims against MarketVectors.Pro and its affiliates related to the content, analysis, or recommendations provided.







.
How Do You Rate Us?

★ ★ ★ ★ ★ 4.7/5 (795 votes)


Market Vectors Loading... subscribers

Market Vectors 616 followers
.
Close
English Español Français العربية Português Deutsch 日本語 Tiếng Việt Polski